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(760) 603-1100 San Marcos, CA

Google Reviews

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Helena Lazaro

Vince has been so helpful to my sister and I as we looked for homeowners insurance after the coverage on the two-on-a-lot we are going to share lapsed. It turned out the previous coverage wasn't actually adequate, and he got us covered properly, with a lower deductible AND a lower premium--even though many companies would've shied away from us since we'd let the coverage lapse after paying off the house. He is extremely knowledgeable, helpful, and gives you the personal attention that is hard to come by these days. We are very lucky we found him. If you're looking for home insurance, personal liability insurance, fire insurance, etc., this is the best southern California Insurance Agency I've worked with!
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Vontel Lewis

Veronica was the best agent ever, very detailed and patient! She took the time to explain my policy in terms I could understand and made sure I had everything I needed for coverage. Harding has awesome insurance rates and work well with newer ventures like mine. Very happy to have found them!
Photo of Matthew Kelsay

Matthew Kelsay

Vince and Veronice helped me set up a few different insurance policies -- homeowners, ubrella, Gap, etc. They are honest, responsive, and easy to work with. The rates they found for me were much better than what I was finding on my own. Very happy with Harding Insurance!
Photo of James Sisco

James Sisco

I have worked with Harding Insurance for over 5 years. What I liked about Vince, the owner is that he will go the extra mile for his customers. That is what impressed me when I choose his company over other larger ones. His team has been very helpful and responsive when I need any certificates or information on special insurance needs. I would recommend Harding Insurance to anyone that wants the job to be done right.
Photo of Esqueda Produce Jose Luis

Esqueda Produce Jose Luis

Thank you Yisette for your excellent service. We needed a quote on General Liability and your response was immediate. Made it text-friendly ... finally, a professional business service company that understands that their customers are on the go. Referred by Andrea R, and she was right your awesome.
Esqueda Produce Strawberries Avocados Honey -Escondido CA - Jose / Alicia

Welcome to Harding Insurance Agency, Inc.

 

Happy Family

We are an Independent Insurance Agency, which means we have made available some of the best companies for your online quick quotes 

We service the Carlsbad, San Marcos, San Diego County, CA. areas, and throughout the state of CA. At Harding Insurance Agency, Inc. each one of our clients are given a dedicated team of professionals that work together to proficiently address all your concerns.

We offer all types of Personal Insurance coverages to our clients in CA including AutoHomeMotorcycleBoat & WatercraftFlood InsuranceLife, and Health Insurance.

Give one of our agents a call to save money on your business insurance. Some of our Commercial insurance coverages include Business Owners Packages (BOP), General Liability, Commercial Auto, Commercial Real Estate Insurance, and Contractors Insurance

Let us help you cut your insurance cost! Just give us a quick call today at 760-603-1100 or Submit one of our quick online quote forms -with the help of our dedicated business partners; we conveniently offer an entire solution for all your personal and business insurance needs.

Aegis
AIG
Allied Insurance
Allstate
American Modern
American Reliable
Apogee
Arrowhead
Atlas General
Attune
AU Gold
Bamboo
Banner Life
Benchmark
Bershire Hathaway Guard
BIS
Bristol West
BTIS
Burns & Wilcox
Capital Premium
Chubb
CIC
CSE
Foremost
Great American
HCC
Hippo
Hiscox
Hull
Imperial PFS
Infinity
JE Brown
Kemper
Kemper Specialty
Kinsale
Markell First Comp
McGraw
Mercury
Mexipass
National General
Navigators
Pacific Specialty
Personal Umbrella
Progressive
State Fund
Stillwater
Texas Mutual
The Hartford
Tokio Marine
Travelers
USLI
Wright Flood
Zurich

Why choose us?


Competitive Pricing

We work hard to find the best rate through all the carriers we represent.

Local Agent

Having a local agent can help you choose the best providers in your area.

Multiple Carriers

Representing many carriers means you never have to leave us!