(760) 603-1100 Carlsbad, CA

(760) 603-1100

Aegis
AIG
Allied Insurance
Allstate
American Modern
American Reliable
Apogee
Arrowhead
Atlas General
Attune
AU Gold
Bamboo
Banner Life
Benchmark
Bershire Hathaway Guard
BIS
Bristol West
BTIS
Burns & Wilcox
Capital Premium
Chubb
CIC
CSE
Foremost
Great American
HCC
Hippo
Hiscox
Hull
Imperial PFS
Infinity
JE Brown
Kemper
Kemper Specialty
Kinsale
Markell First Comp
McGraw
Mercury
Mexipass
National General
Navigators
Pacific Specialty
Personal Umbrella
Progressive
State Fund
Stillwater
Texas Mutual
The Hartford
Tokio Marine
Travelers
USLI
Wright Flood
Zurich
   

Welcome to Harding Insurance Agency, Inc.

Carlsbad, CA.

Google Reviews

Photo of Elmo Love

Elmo Love

Not your typical insurance company, I was amazed by the quick response.
The customer service was friendly, comfortable, almost as if we were friends.
I really like the way this agency delivers customer care. And I saved money I guess that’s important lol.
Photo of Matthew Kelsay

Matthew Kelsay

Vince and Veronice helped me set up a few different insurance policies -- homeowners, ubrella, Gap, etc. They are honest, responsive, and easy to work with. The rates they found for me were much better than what I was finding on my own. Very happy with Harding Insurance!
Photo of Camille SS

Camille SS

I have had Harding insurance as our agent now for 5 years. They have helped us with many different types of insurance and advice us on what we need and better rates.
Photo of Meechelle Potts

Meechelle Potts

Joshua is amazing. He really works to get us the best prices. He is simply the BEST!
Photo of James Sisco

James Sisco

I have worked with Harding Insurance for over 5 years. What I liked about Vince, the owner is that he will go the extra mile for his customers. That is what impressed me when I choose his company over other larger ones. His team has been very helpful and responsive when I need any certificates or information on special insurance needs. I would recommend Harding Insurance to anyone that wants the job to be done right.
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We are committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for auto insurance, home insurance, life or business insurance, we can help you obtain the best coverage available with the lowest rate possible. 

All of us at Harding Insurance Agency, Inc. truly value the long term relationship with our clients, and are proud to give families, individuals and businesses the personal attention required when it matters most. When claims arise, we realize that it can be very stressful and will do everything possible to assure timely and complete recovery.
 
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Why choose us?


Competitive Pricing

We work hard to find the best rate through all the carriers we represent.

Monthly Premiums

Flexible payment plans and low down payments.

Stability and Dependability

Financially strong with many years of experience.

Local Agent

Having a local agent can help you choose the best body and glass shops, etc.

Multiple Carriers

Representing many carriers means you never have to leave us!

Help with Your Claim

We will walk you through the claims process to make it as stress free as possible.