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Google Reviews

Helena Lazaro

Vince has been so helpful to my sister and I as we looked for homeowners insurance after the coverage on the two-on-a-lot we are going to share lapsed. It turned out the previous coverage wasn't actually adequate, and he got us covered properly, with a lower deductible AND a lower premium--even though many companies would've shied away from us since we'd let the coverage lapse after paying off the house. He is extremely knowledgeable, helpful, and gives you the personal attention that is hard to come by these days. We are very lucky we found him. If you're looking for home insurance, personal liability insurance, fire insurance, etc., this is the best southern California Insurance Agency I've worked with!

Vontel Lewis

Veronica was the best agent ever, very detailed and patient! She took the time to explain my policy in terms I could understand and made sure I had everything I needed for coverage. Harding has awesome insurance rates and work well with newer ventures like mine. Very happy to have found them!

Matthew Kelsay

Vince and Veronice helped me set up a few different insurance policies -- homeowners, ubrella, Gap, etc. They are honest, responsive, and easy to work with. The rates they found for me were much better than what I was finding on my own. Very happy with Harding Insurance!

James Sisco

I have worked with Harding Insurance for over 5 years. What I liked about Vince, the owner is that he will go the extra mile for his customers. That is what impressed me when I choose his company over other larger ones. His team has been very helpful and responsive when I need any certificates or information on special insurance needs. I would recommend Harding Insurance to anyone that wants the job to be done right.

Esqueda Produce Jose Luis

Thank you Yisette for your excellent service. We needed a quote on General Liability and your response was immediate. Made it text-friendly ... finally, a professional business service company that understands that their customers are on the go. Referred by Andrea R, and she was right your awesome.
Esqueda Produce Strawberries Avocados Honey -Escondido CA - Jose / Alicia

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Welcome to Harding Insurance Agency, Inc.

We are an Independent Insurance Agency, which means we have made available some of the best companies for your online quick quotes

We service the Carlsbad, San Marcos, San Diego County, CA. areas, and throughout the state of CA. At Harding Insurance Agency, Inc. each one of our clients are given a dedicated team of professionals that work together to proficiently address all your concerns.

We offer all types of Personal Insurance coverages to our clients in CA including Auto, Home, Motorcycle, Boat & Watercraft, Flood Insurance, Life, and Health Insurance.

Give one of our agents a call to save money on your business insurance. Some of our Commercial insurance coverages include Business Owners Packages (BOP), General Liability, Commercial Auto, Commercial Real Estate Insurance, and Contractors Insurance.

Let us help you cut your insurance cost! Just give us a quick call today at 760-603-1100 or Submit one of our quick online quote forms -with the help of our dedicated business partners; we conveniently offer an entire solution for all your personal and business insurance needs.