About Us - Harding Insurance Agency, Inc. 760-603-1100

About Us

Insurance is not a “one size fits all” business. You’d never know it based on the way most insurance agencies operate.
Most agencies represent one or two insurance companies. You know what happens when you only sell one or two companies? You sell solutions based solely on what you have to offer. You try to fit a square peg into a round hole.

We decided we wanted a more flexible approach for our clients. We created relationships that allow us to offer many choices. Today we have access to dozens of the best insurance companies in America. We aren’t obligated to offer you a “one size fits all” solution -- we have choices that allow us to find the best fit for your personal or business insurance needs.
We’re located in Southern California, with clients in California, Arizona, Nevada, Texas and New York. We’re growing and we’d be honored to have you as a customer. We are committed to gaining your trust by offering you the best choices, at the best prices, with the best service anywhere. Call us!
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Vince Harding

President/General Manager/Agent
Direct:760-603-1100

Yisett Villanua

Personal Lines Manager & Commercial Agent
Direct: 760-603-1100 Ext. 304


I first began in insurance back in 1998. I have been in the industry ever since and I love it. I love educating people about insurance, explaining the different lines of coverage, how insurance protects their assets and what they need in order to be sufficiently covered. I have worked as a Broker and as an exclusive agent for Nationally recognized Companies . I really enjoy working as a Broker, as it allows me to comparison shop across many markets and find the one product or mix of products that are right for each client, at the lowest available rate. Insurance is not a “one size fits all” business. It should be tailored to meet each individual’s need. We all have different needs, and being a Broker allows me to do just that, to find the perfect product for each client. I enjoy having a conversation with a client that wants to learn more about their insurance needs.