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(760) 603-1100 San Marcos, CA

Google Reviews

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Jacob Canady

Vince and his team are the best of the best! They’ve handled all my insurance and bond needs for my business and their customer service is top shelf. They are always patient with me and make sure all of my questions are answered. 100% recommended!
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Michael Lancaster

We’ve been working with Harding Insurance for several years and we’re 100% impressed & pleased with their entire team.

Josh is simply amazing.

Fast, accurate & informative.

I anticipate our business relationship will continue to thrive for years to come.
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Mickey Jew

I highly recommend Harding Insurance. They have been assisting our company’s insurance needs in California for over 10 years. Our company is operated in multiple states and having dealt with insurance needs in other states, I can say that Harding Insurance provides exceptional services and goes out of the way to meet our company needs in California. Their team responds to most if not all requests within the same day, such as requests for LOI for special events our company attends.
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Carl Bredl

Vince, Josh and the rest of the team have provided me with all of my insurance needs for a few years now. My business is unique and in commercial construction. Being a smaller independent business, it was difficult to find insurance through the larger insurance companies. Vince took the time to understand what I do and found me a number of A+ rated carriers for coverage. Josh constantly seeks the best rates and coverage upon renewal and has found better deals for me every year. They got your back!
Photo of Alex Zamudio

Alex Zamudio

I’ve been with Harding Insurance for over 5 years now.

Josh and his team are amazing! They go above and beyond whatever I need.

One thing about Josh and his team is that they are always willing to help.

Thank you Josh and Team as always!!


Welcome to Harding Insurance Agency, Inc.

 

Happy Family

We are an Independent Insurance Agency, which means we have made available some of the best companies for your online quick quotes 

We service the Carlsbad, San Marcos, San Diego County, CA. areas, and throughout the state of CA. At Harding Insurance Agency, Inc. each one of our clients are given a dedicated team of professionals that work together to proficiently address all your concerns.

We offer all types of Personal Insurance coverages to our clients in CA including AutoHomeMotorcycleBoat & WatercraftFlood InsuranceLife, and Health Insurance.

Give one of our agents a call to save money on your business insurance. Some of our Commercial insurance coverages include Business Owners Packages (BOP), General Liability, Commercial Auto, Commercial Real Estate Insurance, and Contractors Insurance

Let us help you cut your insurance cost! Just give us a quick call today at 760-603-1100 or Submit one of our quick online quote forms -with the help of our dedicated business partners; we conveniently offer an entire solution for all your personal and business insurance needs.

 


Why Our Agency is the Ideal Choice

Friendly Customer Service

Harding Insurance Agency, Inc. is renowned for treating clients like family with our genuinely friendly customer service. Our team excels in offering personalized, clear guidance, making insurance approachable. We prioritize understanding and addressing client needs with warmth and patience. 

Experience and Knowledge

The Harding Insurance Agency, Inc. transforms your insurance journey with unmatched expertise and experience. Our dedicated team simplifies complex choices, ensuring personalized coverage that fits your unique needs, with the assurance of our long-standing industry knowledge.

Securing the best insurance rates

Securing the Best Rates

At Harding Insurance Agency, Inc., we tirelessly shop for the most competitive insurance rates, ensuring you get the best value without compromising on coverage. Our relentless pursuit is to find optimal, customized solutions that align with your budget and needs, while delivering peace of mind.

 
Aegis
AIG
Allied Insurance
Allstate
American Modern
American Reliable
Apogee
Arrowhead
Atlas General
Attune
AU Gold
Bamboo
Banner Life
Benchmark
Bershire Hathaway Guard
BIS
Bristol West
BTIS
Burns & Wilcox
Capital Premium
Chubb
CIC
CSE
Foremost
Great American
HCC
Hippo
Hiscox
Hull
Imperial PFS
Infinity
JE Brown
Kemper
Kemper Specialty
Kinsale
Markell First Comp
McGraw
Mercury
Mexipass
National General
Navigators
Pacific Specialty
Personal Umbrella
Progressive
State Fund
Stillwater
Texas Mutual
The Hartford
Tokio Marine
Travelers
USLI
Wright Flood
Zurich