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(760) 603-1100 San Marcos, CA

Welcome to Harding Insurance Agency, Inc.

Carlsbad, San Marcos, San Diego County, CA.

Google Reviews

Photo of Vontel Lewis

Vontel Lewis

Veronica was the best agent ever, very detailed and patient! She took the time to explain my policy in terms I could understand and made sure I had everything I needed for coverage. Harding has awesome insurance rates and work well with newer ventures like mine. Very happy to have found them!
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Gebco Construction

Very Professional and look out for your best interest
Photo of Meechelle Potts

Meechelle Potts

Joshua is amazing. He really works to get us the best prices. He is simply the BEST!
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Paraclete, Inc.

Josh was professional and caring at the same time - very refreshing experience.
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Esqueda Produce Jose Luis

Thank you Yisette for your excellent service. We needed a quote on General Liability and your response was immediate. Made it text-friendly ... finally, a professional business service company that understands that their customers are on the go. Referred by Andrea R, and she was right your awesome.
Esqueda Produce Strawberries Avocados Honey -Escondido CA - Jose / Alicia

 
We are committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for auto insurance, home insurance, life or business insurance, we can help you obtain the best coverage available with the lowest rate possible. 

All of us at Harding Insurance Agency, Inc. truly value the long term relationship with our clients, and are proud to give families, individuals and businesses the personal attention required when it matters most. When claims arise, we realize that it can be very stressful and will do everything possible to assure timely and complete recovery.
 
Aegis
AIG
Allied Insurance
Allstate
American Modern
American Reliable
Apogee
Arrowhead
Atlas General
Attune
AU Gold
Bamboo
Banner Life
Benchmark
Bershire Hathaway Guard
BIS
Bristol West
BTIS
Burns & Wilcox
Capital Premium
Chubb
CIC
CSE
Foremost
Great American
HCC
Hippo
Hiscox
Hull
Imperial PFS
Infinity
JE Brown
Kemper
Kemper Specialty
Kinsale
Markell First Comp
McGraw
Mercury
Mexipass
National General
Navigators
Pacific Specialty
Personal Umbrella
Progressive
State Fund
Stillwater
Texas Mutual
The Hartford
Tokio Marine
Travelers
USLI
Wright Flood
Zurich
 

Why choose us?


Competitive Pricing

We work hard to find the best rate through all the carriers we represent.

Local Agent

Having a local agent can help you choose the best providers in your area.

Multiple Carriers

Representing many carriers means you never have to leave us!