(760) 603-1100 San Marcos, CA

Google Reviews from Happy Customers

Cheryl Cobb

My company has used Harding Insurance Agency for a decade or more. They are easy to get in touch with and their customer support is top notch! . They always work hard to find us the best policy and I highly recommend them!

Malcolm Johnson

Harding has been very helpful in saving our nonprofit organization on our insurance. Their agent Josh is very kind and attentive to our needs and what do. I would recommend their services to anyone who would like the personal attention that is given to help you understand your policy and works as an advocate for your organization.
Thank you Josh and the Harding team.
Malcolm Johnson
Peacemakers Love Foundation
Good Cause Sacramento

Lionel's Legacy

Lionel's Legacy has had the pleasure of working with Harding Insurance for about 5 years now and they have been pivotal in providing rescue, premise, and veterinary insurance when other agencies wouldn't work with us due to the increased liability of work with animals. We are so grateful to them and their great service!

Shamil Blanco Rojas

I am a bussiness owner and Harding Insurance has been taking care of my shop for 2 years. They are a great team with great resources to help you with any of your company's needs! Thank you Yiset for setting up my account and giving me great rates.

Cuitlahuac Figueroa

I highly recommend Harding Insurance. Great service , amazing staff and the best rates. They’re very honest and professional, thank you Yiset for take your time and explain my policy.

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Welcome to Harding Insurance Agency, Inc.

We are an Independent Insurance Agency, which means we have made available some of the best companies for your online quick quotes

We service the San Marcos, CA areas, and throughout the state of CA. At Harding Insurance Agency, Inc. each one of our clients are given a dedicated team of professionals that work together to proficiently address all your concerns.

We offer all types of Personal Insurance coverages to our clients in CA including Auto, Home, Motorcycle, Boat & Watercraft, Flood Insurance, Life, and Health Insurance.

Give one of our agents a call to save money on your business insurance. Some of our Commercial insurance coverages include Business Owners Packages (BOP), General Liability, Commercial Auto, Commercial Real Estate Insurance, and Contractors Insurance.

Let us help you cut your insurance cost! Just give us a quick call today at 760-603-1100 or Submit one of our quick online quote forms -with the help of our dedicated business partners; we conveniently offer an entire solution for all your personal and business insurance needs.

Why Our Agency is the Ideal Choice

Friendly Customer Service

Harding Insurance Agency, Inc. is renowned for treating clients like family with our genuinely friendly customer service. Our team excels in offering personalized, clear guidance, making insurance approachable. We prioritize understanding and addressing client needs with warmth and patience.

Experience and Knowledge

The Harding Insurance Agency, Inc. in San Marcos, CA transforms your insurance journey with unmatched expertise and experience. Our dedicated team simplifies complex choices, ensuring personalized coverage that fits your unique needs, with the assurance of our long-standing industry knowledge and commitment to excellence.

Securing the Best Rates

At Harding Insurance Agency, Inc., we tirelessly shop for the most competitive insurance rates, ensuring you get the best value without compromising on coverage. Our relentless pursuit is to find optimal, customized solutions that align with your budget and needs, while delivering peace of mind.